Rates & Insurance

At Mindful Moments, LLC, we understand that making an investment in your mental health is a significant decision. We are committed to providing you with high-quality, personalized care and ensuring transparency with our rates and insurance policies. Below you will find detailed information on our session rates, insurance guidelines, and payment policies.

Rates

Initial Phone Consultation (20 Minutes) – Free of Charge
Initial Assessment and Consultation (Up To 75 Minutes) – $270
Psychotherapy Session (55 Minutes) – $190
Psychotherapy Session (90 Minutes) – $285
Somatic Release Session (90 Minutes) – $285
Late Cancellation / No Show Fee – Full session rate (24 hours' notice required)

Insurance

Mindful Moments, LLC is an out-of-network provider. This means that we do not bill insurance companies directly. However, we provide you with a super-bill and detailed statement that you can submit to your insurance company for potential reimbursement. It’s important to verify with your insurance provider whether you have out-of-network benefits and to understand the details of your coverage.

What Does Out-of-Network Mean?

Out-of-network coverage allows you to receive services from providers not directly contracted with your insurance plan. If you have out-of-network benefits, your insurance company may cover a portion of the counseling costs. Please note that reimbursement varies depending on your insurance plan, so it is the client’s responsibility to contact their insurance company to verify benefits.

Here are some questions you may want to ask your insurance provider:

Is Tara Arhakos, M.S., L.P.C., N.C.C. an in-network or out-of-network provider?
Do I have out-of-network benefits for counseling?
Do I have a deductible? If so, what is my deductible, and has it been met?
How many therapy sessions are covered per year?
Does my insurance cover CPT code 90837 (60-minute session)? If not, does it cover CPT code 90834 (45-minute session)?
What is the reimbursement rate for out-of-network providers? Do I have a copay or coinsurance?
Is prior authorization required from my primary care physician?

Good Faith Estimate

If you are paying out-of-pocket and do not plan to submit for insurance reimbursement, you are entitled to request a Good Faith Estimate. This estimate will outline the expected costs for your therapy services, ensuring transparency and allowing you to make an informed decision about your care.

Payment Options

Mindful Moments, LLC accepts the following payment methods:

Cash
Check
All major credit cards

All payments are due at the time of service.

Cancellation Policy

We understand that life happens, and you may need to cancel or reschedule your appointment. If you are unable to attend a session, please provide at least 24 hours' notice. Failure to cancel within this window or a missed session without notice will result in a charge for the full session fee.

For any additional questions or concerns, please feel free to contact us using the contact form. We are happy to assist you.

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